Built for businesses others find too complex

One platform for payments, FX, and cash management, backed by specialist onboarding and a dedicated relationship manager.

Speak to our team Explore our solutions

Who we work with

We specialise in businesses that mainstream providers find hard to serve, complex structures, multiple markets, higher-risk sectors. Get specialist onboarding and a dedicated relationship manager who understands how you operate.

Corporate

Growing businesses managing suppliers, payroll and currency exposure across multiple markets, all from one platform.

Fintech

PSPs, EMIs, MSBs and platforms that need dependable payment infrastructure and a partner who understands regulated, higher-risk models.

Institutional

Family offices, funds, holding companies and financial institutions with complex structures and strict oversight needs. We provide multi-currency accounts, settlement and FX with proper fund segregation across entities.

Payment solutions

One platform to hold funds across 40+ currencies and make payments to 60+, with the specialist support that complex, cross-border operations need.

Multi-currency accounts

Hold, send and receive across 40+ currencies from a single account, with local routing and real-time visibility. No opening or managing accounts market by market.

Mass payments

Pay suppliers, staff and partners worldwide in one batch. Bulk transfers across 60+ currencies, with built-in validation and full reconciliation.

Built on ibanq

The infrastructure behind your accounts and payments, built to tailor your setup to how you operate, structuring accounts, routing and integration around even the most complex or highly regulated requirements.

Virtual IBANs

Dedicated IBANs in your business's name to send and receive as though you hold local accounts, without opening them.

Sub-accounts

Separate funds by client, entity or purpose, with clean segregation and reconciliation built in.

API

Connect ibanq to your own systems to automate payments, reconciliation and account management at scale.

FX for complex businesses, without the guesswork

Currency exposure gets complicated fast when you operate across multiple markets. A dedicated FX specialist works alongside you to understand that exposure and bring structure to it, using spot and forward contracts to plan around volatility rather than react to it. Clear pricing, disciplined execution, and expert judgement, so currency decisions are made with a level head, not under pressure.

Explore business FX

Recognised for excellence in cross-border payments

Our awards reflect the trust that fintechs, institutions and complex corporates place in IFX Payments to manage international payments others find difficult. FCA-regulated, independently recognised, and built for businesses that can't afford to compromise on reliability.

ifx icon Contact Us

Let's talk

Tell us about your business and your cross-border payment needs. One of our specialists will be in touch to discuss your requirements and whether we're the right fit, an informal conversation, not a sales pitch.

Name(Required)
Marketing

Become an IFX partner 

Add cross-border payments and FX to your offering and open new revenue streams for your business. Refer clients or embed our services, and give them access to specialist support built for complex operations.

Partner with us today

Built for your business, however complex

Whatever your structure, sector or requirements, our specialists will build the right setup around how you operate, and stay with you long after onboarding.
Speak to our team